Earn up to % APY and hit your goals faster with TD Beyond Savings. have another eligible linked TD account—you'll earn a relationship bump rate1. If you link View current rates for Personal Savings Accounts. Building Credit · Financial Tips for Students · Getting a Mortgage · HELOAN vs HELOC · How to Build Your Homebuying Team Daily Dividend Account and Holiday Club Account Annual Percentage Yield (APY) is accurate as of the last dividend declaration date. Definition of annual percentage yield (APY): Standardized method for quoting is assumed the funds will remain on fixed deposit or invested for a full 365-day .